Claude can now read your bank accounts and explain your spending

Anthropic has launched Personal Finance in Claude, a feature that connects to your bank and card accounts so you can ask questions about your spending in plain language. It is rolling out in beta on Claude Pro, Max, and Ultra plans in the US from 5 November 2026.

What happened

Anthropic announced Personal Finance in Claude, a new feature that links to your bank and card accounts through Plaid, a service that connects apps to banks. You sign in to your bank through Plaid yourself, so Claude never sees your banking password. Once connected, you can ask questions such as "Where did my money go this month?" or "Can I afford a trip this spring?" and Claude answers in everyday language.

Anthropic gives a worked example: ask "Where did my money go this month?" and Claude adds up spending across your connected accounts, sorts it by category, and tells you the total. In the example, that comes to $4,309.37, with more than half going to rent and utilities and $1,024.51 to food and drink. You can then ask follow-up questions, and Claude can flag things such as a charge that hit twice or a bill that has crept up all year.

Claude can also build a weekly spending chart, a calendar of upcoming payments, or a custom dashboard, and it will explain any financial term you do not know, such as APR (the annual percentage rate, which is the yearly cost of borrowing money).

What it means for your work

• Claude's access is read-only: it can see balances, credit limits, and up to two years of transactions, but it cannot move, manage, or invest your money.
• Claude does not offer credit cards, loans, or savings accounts, and there are no ads or sponsored recommendations.
• Conversations inside the Personal Finance hub are not used to train Anthropic's models. Your normal privacy settings apply to anything you share with Claude outside the hub.
• You can unlink any account at any time, after which Claude can no longer see its data.
• Claude can make mistakes, so Anthropic recommends checking important figures with your bank directly.
• The feature is available on Pro, Max, and Ultra plans in the US only. Pricing and availability for other countries are not announced yet.
• The Verge notes that OpenAI introduced a similar feature for ChatGPT in May, also using Plaid.

What to do now

1. Check that you are on a Claude Pro, Max, or Ultra plan in the US. If you are not, the feature is not available to you yet.
2. When you see Personal Finance in Claude's sidebar, open it.
3. Connect one account by signing in to your bank through the Plaid prompt. You agree to Plaid's terms there, not inside Claude.
4. Start with a single question, such as "How much did I spend last month?" or "What bills are due before my next payday?"
5. Ask Claude to show you which transactions are behind any number it gives you, and verify important figures with your bank.

Personal Finance is described by Anthropic as a first step, with the company saying it is exploring how to bring licensed financial professionals and regulated firms into Claude for bigger money decisions. More details on setup and data use are in the Claude Help Center.

If you want to follow developments in AI tools for personal finance, keep an eye on how both Claude and ChatGPT expand these features over the coming months.